A man has accused a digital loan company of circulating a fake obituary poster bearing his photograph after he defaulted on a loan, an action he said left his family traumatised and caused his mother severe emotional distress.
In a post shared on X, the user, @Themrbachelor, said he borrowed N800,000 from a loan app on June 4, 2026. Under the loan agreement, he was expected to repay N1,067,800 on or before June 17, 2026.
According to him, he was unable to meet the repayment deadline after encountering serious financial difficulties. Rather than pursue lawful debt recovery measures, he alleged that the loan app created a fake obituary poster using his photograph and circulated it to him as well as some of his contacts, falsely suggesting that he had died. 
The borrower said the incident had particularly devastating consequences for his family. He claimed his mother believed the obituary was genuine and went into severe emotional distress, with her blood pressure surging after she thought she had lost her son.
“My family and I have been left traumatised, embarrassed and emotionally shaken by this incident,” he wrote.
The X user questioned whether it was lawful for a loan app to create and circulate a fake obituary poster because a borrower defaulted on a loan. He also asked whether he could sue the company for the emotional trauma, reputational damage and distress allegedly caused to him and his family.
The identity of the loan app was not disclosed in the post, and its response to the allegations could not be independently verified as of the time of filing this report.
The incident has renewed concerns over the debt recovery practices of some digital lending platforms, several of which have previously come under regulatory scrutiny over allegations of privacy violations, harassment and intimidation of borrowers and their contacts.
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