The Federal Government of Nigeria is reviewing the police pension package to narrow the gap between what officers accumulate and what they actually receive in retirement, according to the head of NPF Pensions Limited.
Managing Director Muhammed Dutse reportedly said on Monday that the intervention for officers under the Contributory Pension Scheme (CPS) is being driven from the presidential level. He spoke in Abuja during the Pension Fund Administrators’ customer service week.
A presidential committee is still working out the details, and Dutse declined to disclose the full arrangement. 
What the police pension package review aims to fix
Dutse said the government has already taken steps to improve Retirement Savings Account (RSA) balances. These include clearing contribution arrears that had built up for more than 24 months and committing over ₦150 billion to related adjustments.
Retirees remain unhappy with what they take home, he said. The next phase is closing the remaining gap between higher RSA balances and the income officers receive after leaving the force.
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Housing window and support for retiring officers
NPF Pensions also urged serving officers to use the pension industry’s mortgage provision. It lets eligible contributors use up to 25 per cent of their RSA balance as equity contribution towards buying a home. Executive Director, Corporate Services, Priscilla Egede-Njowusi said officers should approach the firm rather than leave the option unused.
The firm runs a resettlement programme that gives retiring officers temporary support while their benefits are processed. It also holds pre-retirement seminars and encourages officers to plan for extra income from farming, poultry and small businesses.
Nearly 100,000 customers are enrolled on its online platform, Dutse added.
Why the police pension package matters now
The review comes amid a long-running dispute over the CPS. The National Assembly passed a bill to exit the police from the scheme on December 4, 2025, and sent it to President Bola Tinubu on March 16, 2026. As of this week, retirees say it has not been signed.
Retirees have complained of meagre payouts. Some told Vanguard in April that they receive about ₦1.5 million after 35 years of service.
The National Pension Commission (PenCom) has taken a different line. Its Director-General, Omolola Oloworaran, said in July that the aim is to improve police benefits within the scheme, not to approve an exit. Industry operators have warned that an exit could create liabilities running into trillions of naira.
On Monday, retired officers and their families protested at the Ministry of Justice in Abuja. They demanded an exit from the CPS and a dedicated police pension board.
Whether the police pension package satisfies retirees will depend on details the presidential committee has yet to make public.
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