As Valentine’s Day approaches on February 14, couples across Africa are planning gifts and romantic gestures. But this year, one popular present won’t be on the list in several countries: the money-bouquet. This is no thanks to the money-bouquet ban in Nigeria, Ghana, Kenya, Uganda, and Rwanda.
The money bouquet trend that we all see on social media sees cash pinned, glued, or folded decoratively into elaborate bouquets, towers, or even cakes.

While meant as lavish gifts, it has raised alarm among monetary authorities who describe it as currency abuse.
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Countries with the Money-Bouquet Ban in Africa
In Nigeria, the Central Bank of Nigeria (CBN) has reiterated that using naira notes to create cash bouquets, sprays or other decorative displays constitutes currency abuse and is illegal. The CBN has previously cracked down on “spraying” money at events. They warn that defacing, stapling, or damaging banknotes undermines the integrity of the currency.
For lovers in Ghana, it’s heartbreak as the Bank of Ghana similarly cautioned against “money cakes” and other cash displays. They reminded citizens that the cedi is state property and its misuse leads to costly replacements.
In East Africa, the Central Bank of Kenya (CBK) warned that decorating with banknotes “defaces” the currency. In Kenya, it could carry penalties of up to seven years in prison. This is because the damaged notes can no longer be processed by machines or recirculated. That adds replacement costs for the public.

Following Kenya’s lead, both the Bank of Uganda and the National Bank of Rwanda issued similar warnings. Their statement stated that folding, pinning, or glueing banknotes for bouquets is a form of wilful destruction of legal tender and is punishable under existing currency laws.
While many couples still want to show love, central banks are urging creativity that doesn’t damage money. It’s time to consider electronic transfers, gift cards, vouchers, or traditional flowers instead.
As Valentine’s Day nears, legal terms have now killed what was once a flashy show of affection. These African countries with a money-bouquet ban remind lovers that currency is for trade, not decoration or love.